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Borrowing Against Cash Value Pros and Cons

Borrowing against cash value is simply because there are no loan requirements aside from your total cash value in your policy. You can use the life insurance policy loan for any purpose and pay it back whenever you can. You can also take a life insurance policy loan to pay your premiums if you choose…

Burial Insurance with Scleroderma

Qualifying for affordable burial insurance with scleroderma is easier than you think. Most burial insurance companies do not even ask about scleroderma in their health questionnaire. You can qualify for first-day coverage with the lowest rates. You will only have to pay more and have a waiting period if you have severe complications from scleroderma…

Burial Insurance for Disabled Persons

Being a disabled person is not a factor with most burial life insurance companies, and final expense life insurance companies don’t even ask about this on their health questionnaires unless you have problems with Activities of Daily Living (ADL). This article will examine the different insurance options for disabled persons and how to get the…

Burial Policies for Seniors

Burial, funeral, and final expense insurance are burial policies for seniors. Paying for funeral expenses is the primary reason why most seniors purchase these policies. Burial policies for seniors refer to small whole life insurance policies that cover the cost of burial and funeral expenses. According to the National Funeral Directors Association, the average cost…

Burial Insurance with Schizophrenia

Getting burial insurance with schizophrenia is possible. There are many companies in the market today that don’t even ask about schizophrenia in their health questions. Every life insurance carrier sets its own approval guidelines, and some companies are more lenient with applicants who have been diagnosed with schizophrenia than others. We have helped many clients…

How to Apply For Burial Insurance

If you’re thinking about burial insurance and need help figuring out how to apply, you’re in the right place. We’ll guide you through the process step by step so you know how to buy the right policy and get approved quickly. Applying for burial insurance is usually simple, but it depends on the company you…

Burial Insurance for Terminal Illness [Use Caution]

If you’re looking for burial insurance for terminal illness, you need to be aware that your burial, cremation, final expense, and life insurance options are limited. !!! READ THIS FIRST !!! Having a terminal illness is a life-threatening health condition, and there are no insurance companies that offer 1st-day coverage to people with a terminal…

Buying Burial Insurance on Someone Else

People often ask us if they can buy burial insurance on someone else. The quick answer is YES, you can. However, some guidelines must be followed. There are several insurance policy types available if you want to cover for someone else, but the most important thing is that you must have an insurable interest on…

Burial Insurance with Sickle Cell Anemia and Sickle Cell Trait

Purchasing burial insurance with sickle cell anemia is something we help people with, and if you have sickle cell disease and have no complications, you will easily qualify. Even if you have complications, there are different insurance options for you. In this article, we will tell you the best way to qualify for burial insurance…