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Borrowing Against Cash Value Pros and Cons

Borrowing against cash value is simply because there are no loan requirements aside from your total cash value in your policy. You can use the life insurance policy loan for any purpose and pay it back whenever you can. You can also take a life insurance policy loan to pay your premiums if you choose…

Burial Insurance with Scleroderma

Qualifying for affordable burial insurance with scleroderma is easier than you think. Most burial insurance companies do not even ask about scleroderma in their health questionnaire. You can qualify for first-day coverage with the lowest rates. You will only have to pay more and have a waiting period if you have severe complications from scleroderma…

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Open Care Senior Plan Insurance Review 2025

This Open Care Senior Plan insurance review will examine OpenCare Seniors’ burial or final expense life insurance products. We will examine the pros and cons of their final expense insurance products to help you make an informed decision. After reading our Open Care life insurance review, you can decide if their burial insurance products are…

Burial Insurance for Disabled Persons

Being a disabled person is not a factor with most burial life insurance companies, and final expense life insurance companies don’t even ask about this on their health questionnaires unless you have problems with Activities of Daily Living (ADL). This article will examine the different insurance options for disabled persons and how to get the…

Burial Policies for Seniors

Burial, funeral, and final expense insurance are burial policies for seniors. Paying for funeral expenses is the primary reason why most seniors purchase these policies. Burial policies for seniors refer to small whole life insurance policies that cover the cost of burial and funeral expenses. According to the National Funeral Directors Association, the average cost…

Coronavirus And The Elderly: What You Need To Know

The elderly and people with severe chronic health conditions like lung, heart, or kidney disease are at higher risk for COVID-19. With seniors twice as likely to catch coronavirus, we need to take extra care to keep them safe and well. The more you know about coronavirus and the elderly effects, the better your family…

Burial Insurance with Schizophrenia

Getting burial insurance with schizophrenia is possible. There are many companies in the market today that don’t even ask about schizophrenia in their health questions. Every life insurance carrier sets its own approval guidelines, and some companies are more lenient with applicants who have been diagnosed with schizophrenia than others. We have helped many clients…

17 Ways to Pay for Long-term Care

Knowing how to pay for long-term care will help you better understand your options. It’s critical to have a long-term care plan since half of the people turning 65 will need care, and seven out of ten seniors will require long-term care services for three years or longer. If you or a loved one need…

How to Apply For Burial Insurance In 2025

If you’re thinking about burial insurance and need help figuring out how to apply, you’re in the right place. We’ll guide you through the process step by step so you know how to buy the right policy and get approved quickly. Applying for burial insurance is usually simple, but it depends on the company you…

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