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Colonial Penn $9.95 Life Insurance Review – Scam Revealed!

You’ve seen the Colonial Penn $ 9.95 commercials with the famous pitchman who smiles and says, “Just $9.95 a month!” It sounds so simple when they say they offer Affordable coverage, no health questions, and guaranteed acceptance. But many seniors say that the Colonial Penn $9.95 plan is perhaps the most misleading life insurance offer…

Guaranteed Issue Life Insurance for Seniors: What Agents Don’t Tell You

You’ve probably seen the commercials: “No health questions. No exam. Guaranteed acceptance for seniors.” Sounds like the perfect answer, right? Except it isn’t. Guaranteed issue policies are some of the most overpriced plans on the market, and every single one comes with a two-year waiting period that leaves families unprotected. This matters because most people…

2025 Trinity Life Insurance Review

Thinking about Trinity Life for burial, cremation, or final expense insurance? You’re in the right place. This review breaks down everything you need to know about their burial insurance plans, written to help you clearly determine whether Trinity is the right fit for you. Trinity Life is one of the strongest companies I work with.…

VALife Insurance Review – Why You’re Better Off With Regular Insurance

VALife Insurance (VALife) is being advertised as the new go-to option for veterans. Guaranteed acceptance. No health questions. Coverage for life. But it’s really quite a TERRIBLE life insurance plan! I’ve seen veterans pay twice as much for VALife compared to what they would’ve spent with a private carrier. This review breaks it all down.…

2025 Lincoln Heritage Funeral Advantage Review – Dumpster Fire or NOT?

You’ve probably seen Lincoln Heritage ads promising to be the “number one final expense company in America.” They talk about quick approvals, simple coverage, and even toss in a Funeral Consumer Guardian Society membership to make it sound like a complete package. Here’s the problem. Lincoln Heritage charges some of the highest premiums in the…

Burial Plot Prices Explained – Costs & Options

Most families walk into a cemetery thinking a burial plot is a one-time purchase, like buying a piece of land. The reality is much different. Plots come with layers of hidden costs, including opening and closing fees, vaults, maintenance charges, and even transfer fees if you ever decide to move. What starts as a “reasonable”…

Life Insurance Height and Weight Guidelines

If you have no clue about “build charts” or minimum and maximum height & weight, life insurance can feel like it is full of complexities. Since maximums and minimums play such a huge part in getting your premiums, and/or getting approved, you should know about them. In this article, I will share what height &…

How Much Does Cremation Cost?

Cremation is now the most popular choice in the United States as it tends to be easier, more flexible, and cheaper than burial…but how much does cremation cost? The NFDA says the average median total cost of a funeral with cremation is $6,280. A simple, direct cremation without ceremony is significantly less. Funeral cost trackers…

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