Americo’s “Quit Smoking Advantage” Perhaps The Worst Policy

Most insurance companies create products to help people. Americo seemingly created a “Quit Smoking Advantage” program that may life insurance shoppers would call a “total turd policy”! The “Quit Smoking Advantage” looks like a reward program for smokers who want to quit, but it’s not. It targets seniors and working adults who admit to smoking,…
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Trinity Life Insurance Review

Thinking about Trinity Life for burial, cremation, or final expense insurance? You’re in the right place. This review breaks down everything you need to know about their burial insurance plans, written to help you clearly determine whether Trinity is the right fit for you. Trinity Life is one of the strongest companies I work with.…
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Top 25 Questions About Cremations & How To Save Money!

Most people assume cremation is cheap and simple, but real costs, optional services, rules, and insurance choices all matter when you’re planning or budgeting for it. You must be cautious when using funeral homes that take advantage of families who are grieving the loss of a loved one. Being informed is the #1 way to…
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Life Insurance Height and Weight Guidelines

If you have no clue about “build charts” or minimum and maximum height & weight, life insurance can feel like it is full of complexities. Since maximums and minimums play such a huge part in getting your premiums, and/or getting approved, you should know about them. In this article, I will share what height &…
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How Much Does Cremation Cost?

Cremation is now the most popular choice in the United States as it tends to be easier, more flexible, and cheaper than burial…but how much does cremation cost? The NFDA says the average median total cost of a funeral with cremation is $6,280. A simple, direct cremation without ceremony is significantly less. Funeral cost trackers…
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Senior Legacy Life Insurance – Are They A Hoax?

In this Senior Legacy Life review, I will walk through the history, products, and promises of Senior Legacy Life, and explore the specific and common concerns seniors have when researching final expense life insurance. Every week, you may see dozens of companies advertising on your television, the internet, and in your mailbox, all claiming to…
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Burial Insurance Over 70 – What You Need To Know

Not to be unkind, but at 70, you’re not a spring chicken anymore. Statistically speaking, at 70 years of age, you don’t have many years left. We hope you live a long time, but the statistics are not on your side. Does life insurance make sense after 60? You should be looking for burial insurance…
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Burial Insurance If You Need Help with Transferring [Activities of Daily Living]

Burial insurance if you need help with transferring or any activities of daily living (eating, bathing, dressing, toileting, and continence) is possible. However, your options are very limited. !!! READ THIS FIRST !!! If you need help with transferring or any ADLs, the only plan you will qualify for is a guaranteed issue burial insurance…
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Burial Insurance Scams

The world is littered with burial insurance scams from unethical agents. If you’re not careful, you will fall victim to scammers who can rip you off or sell you the wrong kind of policy. We will help you spot these burial insurance scams before they take advantage of you or your loved one. In this…
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