Terms Of Use
Effective date: October 8, 2026
These Terms of Use apply to your use of FEXGuy.com (https://fexguy.com), which is operated by Saturn Street, LLC, doing business as Final Expense Guy (“Final Expense Guy,” “we,” “us”). By using the website, you agree to these Terms. If you do not agree, please do not use the website.
About the website
Final Expense Guy is an independent life insurance agency run by Randy VanderVaate, a licensed life insurance agent. Randy is licensed in most states. The website provides general information about life insurance and a way to request help from Randy.
Insurance products are issued by insurance companies, not by Final Expense Guy. Product and policy availability, features, benefits and prices may vary by state, insurance company and health. Nothing on the website is an offer of insurance or a guarantee of coverage or price; coverage depends on the insurance company’s application and approval.
We are not endorsed by, directly affiliated with, maintained, authorized or sponsored by any company mentioned on the website, unless we say otherwise. Company names and trademarks are used for identification and reference only.
Information only, not professional advice
The content on the website is for general informational and educational purposes. It is not financial, investment, tax or legal advice. Please consult a qualified tax or legal professional about the tax and legal implications of any financial decision. We make no warranties or guarantees about the accuracy, completeness or currency of the information. For guidance about your situation, call us at 888-862-9456.
Your information and communications
Our Privacy Policy explains how we collect, use and share information, including information you submit through the quote request form, and how to stop text messages, emails and calls.
Acceptable use
You agree not to use the website:
- to threaten, stalk, defraud, harass or interfere with anyone, or with the operation of the website;
- in violation of these Terms or any applicable law;
- to copy, scrape, mine or collect content or information from the website by automated means.
Intellectual property
The content on the website, including text, graphics and logos, belongs to Final Expense Guy or is used with permission, and is protected by copyright and trademark laws. You may view and print content for your own personal, non-commercial use, provided you keep all copyright and other notices intact. Otherwise, you may not copy, publish, distribute or use any part of the website without our prior written permission.
Links to other websites
The website links to other websites, such as insurance companies and sources we cite. We are not responsible for their content or their privacy practices.
Disclaimers and limitation of liability
The website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, to the fullest extent permitted by law. To the fullest extent permitted by law, Final Expense Guy will not be liable for any indirect, incidental, special, consequential or punitive damages arising from your use of the website or its content.
United States only
The website is intended for use in the United States. We do not represent that its content is appropriate or available for use outside the United States.
Accessibility
Final Expense Guy is committed to making the website accessible to as many people as possible, including people with disabilities. We use the Web Content Accessibility Guidelines (WCAG) 2.2 Level AA as our target and work to improve the accessibility and usability of the website over time. If you have difficulty accessing any information or feature on the website, please call 888-862-9456 and we will help you get the information you need.
Changes to these Terms
We may update these Terms. The effective date at the top of this page shows when they were last changed. Continuing to use the website after a change means you accept the updated Terms.
Contact us
Saturn Street, LLC, DBA Final Expense Guy
Phone: 888-862-9456
Mail: 2300 Olympia Drive #270179, Flower Mound, TX 75027
Website: https://fexguy.com